We help fintech and crypto companies obtain the right licenses to operate in regulated markets — across Europe (EU/EEA), the UK, Canada, Australia, Hong Kong, and beyond.
What is MiCA and how does it affect VASP licensing in the EU?
MiCA is the EU framework for crypto-assets. A MiCA VASP license authorizes services like custody, exchange, and issuance in one member state with passporting across the EEA (within scope).
What’s the difference between an EMI and a PI license?
An EMI (Electronic Money Institution) license allows companies to issue and manage e-money, offer payment services, and hold client funds. A PI (Payment Institution) license permits payment services only, without e-money issuance or long-term fund storage. EMI licenses provide broader financial functionality.
Is Canada’s MSB license sufficient for operating a crypto exchange?
Yes. Canada’s MSB (Money Services Business) license, regulated by FINTRAC, is mandatory for operating a crypto exchange. It covers crypto trading, foreign exchange, money transmission, and digital payments. However, it does not permit dealing in securities or derivatives.
Do I need separate licenses to operate in each EU country?
No. Under MiCA and EMI frameworks, once licensed in one EU or EEA country, you can "passport" that license across all member states. This enables operations in 30+ countries using a single regulatory approval.
Can I buy a company that already holds one of these licenses?
Yes. Demire Finance offers ready-made companies with active EMI, VASP, or MSB licenses. Acquiring an existing licensed entity allows faster market entry, pending regulatory approval of ownership transfer.
What license is best for a global crypto startup?
For Europe: MiCA VASP or Lithuanian EMI. For North America: Canadian MSB or US MSBs. For Asia-Pacific: Hong Kong VASP or Australian AFSL. We’ll help you find the best fit based on your roadmap, product, and compliance goals.
.avif)
.avif)
