Licensed Small Payment Institution (MIP) in Poland

We are pleased to share a limited opportunity to acquire a licensed Small Payment Institution (MIP) in Poland — a newly established, compliant, and operationally ready vehicle ideal for fintech groups, PSPs, or international investors seeking an EU-regulated base.

About the Company

Incorporated in mid-2024, the entity obtained its MIP license in mid-2025 under the supervision of the Polish Financial Supervision Authority (KNF). The company was created by a team experienced in the lending industry and was designed to serve as a regulated payment services platform within the EU.

Current Status

  • Fully licensed as a Small Payment Institution (MIP)
  • No prior business activity — clean and ready for immediate use
  • Active bank account with mBankDORA (Digital Operational Resilience Act) compliance framework already implemented

Licensed Activities Include:

  • Domestic and international payment transfersIssuance of payment instruments (cards, wallets, etc.)
  • Merchant acquiring services (POS and online payments)Money remittance and FX operations (ancillary)
  • Cash deposit and withdrawal services

This license provides the full operational scope permitted under Polish and EU PSD2 regulations, enabling the entity to act as a non-bank payment institution across the European market.

Why This Opportunity Matters

Poland remains one of the most attractive fintech jurisdictions in the EU, combining transparent regulation, favorable costs, and strong banking infrastructure. With its clean corporate profile, existing mBank account, and advanced compliance setup, this company offers a turnkey path to launching regulated payment services without the lengthy licensing process

Asking Price: Available on request.
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