UK API – Regulated FX and Payments Firm with €348M Volume for Sale

We are pleased to offer a fully regulated and highly profitable Authorized Payment Institution (API) operating in the UK, specializing in foreign exchange and international B2B payments. With over €348 million in annual FX volume, this fintech delivers consistent profitability and is strategically positioned for rapid expansion.

Key Highlights

License Type: Authorized Payment Institution (API)
Jurisdiction: United Kingdom
Reach: International payments in 145 countries
Client Base: 700–800 corporate clients (low-risk sectors: manufacturing, telecom, healthcare)
Team: 24 employees
Banking: Direct relationships with 3 major financial institutions

Core Services

▪ FX trading: Spot & forward contracts
▪ Cross-border payments
▪ Trade finance tools
▪ 24/7 proprietary transaction platform
▪ Embedded compliance and risk management systems

Scalability & Growth

• Scalable tech platform for onboarding and processing
• Proven low-cost operating model
• Positioned for expansion into:
 – New jurisdictions
 – Embedded finance
 – B2B payment automation

Investment Structure Options

Full Sale – Acquire 100% of the equity
Strategic Investment – Minority stake to fund growth
Equity Issuance – Capital injection for product development & expansion

Why Invest?

✓ Highly profitable with proven traction
✓ Stable, low-risk client portfolio
✓ Strong regulatory standing
✓ Scalable infrastructure and tech stack
✓ Ideal platform for UK/EU/Global B2B payments expansion

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